Smart readers budget to beat the money bite

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WHILE it‘s a symbolic fresh start for some, January is traditionally also a time when the financial hangover is at its worst for many.

Rhodes University psychology Professor David Edwards says more often than not, people find themselves in financial difficulty at this time of the year.

January‘s money woes are compounded by the typical over-indulgences of the Christmas period – many families have gone into debt by forking out for gifts, going on holiday and entertaining.

To make matters worse, January brings the reality of having to pay school and university fees and buy stationery and uniforms.

Last year‘s credit crunch is lingering while some families – such as those employed in the beleagured motor industry – have been forced to spend more time on holiday with less pay.

A snap survey by Weekend Post revealed many Eastern and Southern Cape residents were feeling the pressure – but the current economic climate had also forced them to be more budget-savvy.

Government employee Belinda Buck, from Bethelsdorp in Port Elizabeth, said January was “a stressful month for me. We got our December salaries at the end of November already (and) before it was even Christmas, you noticed that your pockets were empty”.

But she had been disciplined enough to set aside money for school expenses for her child.

Melany Bellingam, a Uitenhage sales consultant, said her family always overspent over the festive season. She was worried about money “because I have to buy school- clothes for my daughter and son”.

“The first two quarters of the year are definitely going to be tough. However, I did my level best to pay off my debts (at the end of last year). I‘m starting the year with a clean slate.”

Unemployed Harish Chavda, from Uitenhage, said because of festive- season expenses he‘d have to “take out a loan to pay my son‘s college fees”.

Single mom Patricia Roos, of East London, said her “biggest financial outlay” this month was high water and electricity bills. However, Roos, said: “I don‘t mind paying for school fees and stationery because education is the future for our kids.”

Back in Port Elizabeth, self-employed Themba Mosi, of Central, said past experience had made him “cautious” of how he spent his money. “I started 2008 on shaky ground because I didn‘t budget very well. That taught me a lesson … you‘re skating on thin ice if you don‘t budget.”

Mosi said he‘d already bought uniforms and other school necessities for his two daughters, adding: “I decided to do everything in advance for this year. I didn‘t go anywhere during the festive season … I stayed in PE and saved money”.

Angie Hewu, a stock controller from Zwide, Port Elizabeth, said: “I always plan ahead for January because I know things get hectic with finances.”

Forest Hill security officer Qondiswa Kalipa said she‘d countered festive-season overspending by buying her children‘s school clothes, stationery and other necessities early in December when they were more affordable.

Felicia Young, who moved to Knysna eight months ago from Humansdorp, said: “With the high food prices it really is a headache. We have a baby and a 12-year-old daughter. It is better with the petrol prices (coming down), but food is still so expensive.”

Peggy Dlephu, an artist living in Knysna, said January was a battle.

“I don‘t have children but I‘m responsible for a child whose father died. I pay for everything because the mother can‘t afford it.”
source Weekend Post

Cricketer Monde Zondeki

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THE first day of school is a day some of us never forget. Remember when you were dropped off on your first day at school and you cried so hard and would not let go of mommy’s hand?

trufm presenter DJ Pastor (Phiwe Nozewu) remembers his experience, over 20 years ago, like it was yesterday. Pastor speaks about his first two days at school at Dower Primary School in Uitenhage.

“On my first day I cried, so I went straight back home with my mom. I went back the next day and I guess the idea had sunk in, because by the break I had forgotten about going home,” he said.

Uviwe Tuswe, of Khanyisa High School, was one of the province’s top achievers for 2008. He said initially he did not understand the purpose of going to school but just wanted to go out and play.

“I was with my cousin, so I felt safe. We were both going to Grade 1 and (the) excitement we felt that day … It was unbelievable,” said Tuswe.

Cricketer Monde Zondeki said that he was nervous about his first day at Dale College. “I was always at a boys’ school but was worried about being bullied. The fact that I was with all my primary school friends helped and made the whole experience less daunting,” said Zondeki.

Boxing trainer and businessman Mzi Mnguni shared his experiences at Khwezana Lower Primary School in Alice. His first challenge was to prove that he was old enough to be there by putting his arm over his head to touch his ear.

If his hand could touch his ear, then all was well.

“I wanted to go to school because everyone who went to school got new clothes. I was relieved about not having to go to the fields to look after my family’s cattle. Upon our arrival (with a group of friends), was the shocking realisation that we would be separated. When I saw other kids crying I knew that this place wasn’t what I thought it would be,” said Mnguni.

Buffalo City mayor Sakhumzi Caga spoke about his first day at Chuma Lower Primary School in Mdantsane. “I was scared and confused. I had not even been to pre-school and my mom just left me there. At break time I had no problem playing with the other kids but during class time I wanted to go home. Even though the teacher tried to make sure that we enjoyed ourselves, I felt confined,” said Caga.

source Daily Dispatch

My Dedication

Posted Leave a commentPosted in Poetry, Uncategorized

I dedicate this piece of work to all who love and appreciate poetry for those who dare to differ and are proud of, where they come from and what they became for those who are not afraid of change……..

From: A dreamer
To: A little angel

Title: Even if. (I had a chance to change a single word….. I wouldn’t)

Author: Yusuf Moses. But best known as a Dreamer

Ex-Bay woman blooms in Cope limelight

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FOR a woman thrust into the political spotlight as the third in charge of newly formed Congress of the People (Cope) three weeks ago, Lynda Odendaal, who hails from Nelson Mandela Bay, shows no sign of slowing down anytime soon.

Standing little over 1,5m tall the diminutive Odendaal, 44, has already shown her size has nothing to do with her political stamina, working almost non- stop during the most crucial time for party campaigners – the build-up to this year‘s elections in May.

“The first week was a bit of a challenge in terms of media coverage,” admitted Odendaal, who now lives in Johannesburg. She was speaking to Weekend Post in between busy meetings on Thursday.

“The (frantic way of life) is natural now, except for the media attention. But it‘s important we communicate with our members and potential members and I want to maintain that.”

Having grown up in Uitenhage where she attended Riebeek College, Odendaal later went on to study at commercial college Beckleys in Port Elizabeth. Then she wasted no time in getting into business.

“I‘ve been in commerce for the last 20 years,” she said.

She left her position as chief executive of Network Support Services, an information and communication technology company, to focus on her burgeoning political career.

An enterprising business woman, Odendaal also owns recruitment, development and human resources companies which she keeps an eye on while not strategising with party officials ahead of Cope‘s election manifesto launch in the Bay on January 24.

But she insists her foray into politics was never planned.

“I haven‘t been actively involved politically up until now,” she said. “I‘ve been more involved with issues like women‘s rights and transformation and I still want to play an active part because there is still a lot to be done in these areas.”

Despite her hectic schedule, Odendaal managed to spend some quality family time over Christmas, quietly sneaking back home to visit her parents Anna and John in Uitenhage from December 24 to January 4, with her husband André and 12-year-old son. She also has three grown up children.

“I was in church with my parents on Christmas Day. I sneaked in and spent some time with my family. It‘s important. You never know when you‘ll get that time again.”

The decision to name her as the second deputy president of the party came as a shock even to Odendaal who found out about her new position just hours before Cope was officially launched in Bloemfontein on December 16. Many had expected ex-ANC Eastern Cape Amathole region chairman Mluleki George to be third in charge, but he was named national organiser instead. Since the launch there has been no let-up from the media wanting to know more about the woman who until last month was relatively unknown.

Observers believe Odendaal‘s appointment was a deliberate bid to attract voters looking for a different profile to the ANC, as well as to further Cope‘s bid to be “an inclusive” party, rather than appealing to any one race group.

With her pale face and blonde hair, she stands out among the Cope leadership previously associated with the ANC.

While she burst onto the scene in a similar fashion to US Republican vice-presidential candidate Sarah Palin, Odendaal by contrast speaks with clarity and a definite strategy.

Having begun work with the party behind the scenes after being moved by a radio interview with Cope president Mosioua “Terror” Lekota, Odendaal said it was Lekota‘s talk of change which struck a chord.

source Weekend Post

Women’s Day Inspiration conference generates R800 for Friends of the Uitenhage Town Library

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Mrs Elizabeth Muller received R800 cheque from Yusuf MosesIn August 2008 I hosted the first annual Women’s Day Inspiration Conference in Uitenhage. This fundraiser collected R800 for the “Friends of the Uitenhage Town Library”, which was handed over to Mrs , the Senior Librarian, who also supported this project from the very beginning.

How did we decide to give the funds raised to the Uitenhage Town Library over any some other worthy cause? Well it was easy because this place was my only source of information during and after school. I received the benefits of studying and the same material and resources were made available like at any tertiary institution. This advantages I reaped is freely accessible for nothing more than your South African ID document and a small annual membership fee. By acting on what was available I conveyed my appreciation for learning.

For the previous five years I worked at Inergy Automotive System assembling fuel tanks. I spent eight hours a day, five days a week working for money. I treasured, appreciated, and loved every single Rand I earned in wages. Sometimes I worked overtime and if it was not my shift I would swap with someone else, just to work overtime. That is how far I would chase money. The harder I worked, the more selfish I became. This was true not only for others but myself as well. So people usually considered me a stringy person. And I would defend myself by saying I am not stingy, I am just saving for a brighter day. One thing I stayed away from was any form of gambling. And therefore I never cared about playing the lottery because I felt it was a waist of good money.

Than I started a company called YKM Events & Marketing because I wanted to earn an extra income and keep even more money for myself. People didn’t believe they had enough money to make their dreams come true. I organised weddings and 21st birthdays for people on reasonable terms. YKM was my second source of income and I minimized the costs for my clients while making a good return on investment. I worked with people from all walks of life; some were in low income brackets, while others earned high income. In August 2008 I made a bold move to leave Inergy Automotive Systems and sell my share in YKM to my previous business partner. YKM really changed my life and opened up my eyes. It allowed me to see things I never saw before and find out giving was a good thing.

On Thursday, 14 August 2008, I fully embraced my charitable side by handing over the cheque raised in the Women’s Day Inspiration Conference a week earlier. The Uitenhage Town library will use the money to continue with their good work in helping people less fortunate. These are the people like myself who have the urge to become something better although they do not always have the means to do so. Handing over the cheque I could see the faces of the chairman, Mr. T.G. De Beer, secretary, Mrs. L. Lerdon, the treasurer, L. Terblanche, assistant treasurer, G. de Beer , committee member, T. England, L. v.d. Merwe, H. de Beer, G. Timms, light up with appreciation, gratitude and new inspiration to continue their great work.

Mrs Elizabeth Muller, the Head Librarian of Uitenhage Town Library, thanked us and was overwhelmed with joy for our great efforts.

Uitenhage celebrates Women’s Day Inspiration

Posted Leave a commentPosted in Events, History, Jobs, Uncategorized

This is the story of the first conference where I was the MC, the event organiser, the host and everything else.

“Yes!!! I did it.” I, Yusuf Moses, pulled it off…

I overcame my fear of speaking on a stage. When I got on that stage I felt that I had the power to change the world just with the words that I conveyed and that was frightening. That’s the one thing that made me tremble with fear and made me stutter; however, I knew if I didn’t get onto that stage at that moment I would disappoint all the people and most of all I would disappoint my mother, Halimah Moses, and Mrs Elizabeth Muller. Moreover, I would surely not want to disappoint  Ramon Thomas and make him lose  trust and confidence that he had in me. I believed I had a message, and it was an important one: I wanted to inspire Uitenhage, I wanted to educate them.

That is why I had to get onto that stage. The morning of Saturday, 9th August 2008, I was nervous and in a moment of near panic I felt like running away but deep down inside of me I knew that it would haunt me for the rest of my life. Running would become much easier next time … I would never achieve my dream of standing in front on people and changing their lives.

I am happy that I went through with it because I learned some valuable lessons:

Lesson 1

It is possible for an individual to change the world like Thomas Edison, Mother Teresa and Florence Nightingale. I read and heard such stories about these great people in history, changing the world, but that was “history” to me. It seemed unreal; even Nelson Mandela too far fetched because I had never before experienced that power of speaking to the world. I did not realize that when I stepped onto that stage but…. when I got down after my last words I realized that one person can change the world.

Lesson 2

People want to help you succeed. There were people that I met not long before my big women’s inspirational day who went out of their way to help me succeed. Every time that I had to ask someone something, I reflected on whether I would be willing to do that for someone else? Then I would answer, “Yes, but that is not me.” That’s when I started to doubt them. Yet that’s when I learned to put my trust in what people say and to believe that they would follow through. (I learned to trust people again.)

Lesson 3

I learned to appreciate everyone I knew. For the first time I really appreciated the people that came and I could help them to help themselves even more. But the greatest reward was seeing the faces in the crowd wanting to hear more of what I had to say. It was people like Mr Antony Larter, telling Ramon, “It will help Yusuf if we clapped a bit.” It was Mrs Muller nodding her head when I said, “Never let anyone take away your dignity”.  Women are dream builders.

It was Mrs Olwen Carson running around at the very last minute for me, Yusuf Moses, whom she had met just a few days ago; she had known nothing about me, yet there she was helping me find a “tea pot” for the event. I can still feel the lump in my throat and tears welling up in my eyes but I kept them back because I felt that I would still need to approach a thousand more people and I had to be strong when I met them.

There was Mrs Gretal Olivier who came all the way from Alexandria telling me that it was not my fault that this public speaking was a fear to me; at her school it was part of the curriculum and if it had been a part of my curriculum a few years back it would not have been a fear. It was people like Mrs Karen telling me, ”You did a great job organizing this much needed yet so neglected event”. I could see the pride in my mother’s eyes. Only a few days earlier I had told her that I was resigning and I could see her dream of me working at a factory for 10,20 or even 40 years being shattered.

Now she proudly told me, “Yusuf, my son, you are now an adult and I can no longer choose for you. But remember I will stand behind you in whatever you choose to do with your life, because you have never let me down before”. I will never ever forget these timeless words that she said. It was for Mrs Lizy of the friends of the Uitenhage Library just smiling with appreciation. It was for Gareth whom I work with for telling me, “Hey, bro, just relax”

Eerste jaarlikse Vrouedag Motiveringspraatjie in Uitenhage bekendgestel

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Alexandria Christian Academy learns with Technology Evangelist Ramon ThomasDie jaarlikse Vrouedag word Saterdag, die neënde Augustus in Uitenhage gevier met  die afskop van ‘n motiveringspraatjie wat sovêr enig in sy soort op die dorp is. Die doel van die praatjie is om vroue vanuit alle sfere van die lewe te motiveer en all geld wat sodoende ingesamel word sal aan liefdadigheid geskenk word.

Ons is opgewonde om ‘n boorling van Uitenhage te hê wat so ‘n belangrike onderwerp soos die uitdagings wat gesinne in die gesig staar rakende selfone en Mixit te kan aanspreek” sê Elizabeth Muller, senior bibliotekaris by Uitenhage dorps-biblioteek. “Die Vrouedag motiveringspraatjie is ‘n belangrike mylpaal wat nouer bande tussen gemeenskapsorganisasies en die regering se vrouebemagtigings pogings kan smee.”

Die gasspreker is Ramon Thomas, Suid-Afrika se voorste kenner op die gebied van die gevare wat selfone, kletskamers en Mxit vir ‘n mens kan inhou.  Thomas, ’n Gebore Uitenhager wat vir die afgelope 10 jaar in Johannesburg woon, het onlangs na sy tuisdorp teruggekeer vir langverlof. Hy gaan ’n kragtige praatjie lewer omtrent die groot gevare verbonde aan die ontmoeting van mense in internet-kletskamers, kuber-afknouery (“cyber-bullying”), kuber-treitering (“cyber-harrasment”), identiteitsbedrog en soortgelyke voorvalle.

Yusuf Moses, die organiseerder van die Vrouedag motiveringspraatjie sê “Ramon is ‘n jarelange vriend en mentor en sy boodskap wys hoe mens daardie fyn balans tussen die positiewe en negatiewe aspekte verbonde aan die gebruik van selfone en MXit kan verkry.”

Thomas het al soortgelyke praatjies aan meer as ‘n honderd skole, kerke, universiteite en konferensies regoor die land gelewer. Hy was ook al gasspreker op televisie-aktualiteitsprogramme soos 3Talk, Carte Blanche en Rights & Recourse en vele radioprogramme, terwyl sy professionele mening in talle koerant-en-tydskrif-artikels geraadpleeg is, na aanleiding van die baanbrekers-werk  wat hy omtrent die sielkundige impak van tegnologie gedoen het.

Hier volg die dag (Saterdag, 9 Augustus 2008) se program

  • 09h30 Verwelkoming – Elizabeth Muller, Hoof van Uitenhage Biblioteek
  • 09h40 Ontbeit – Anthony Larter, Independant Herbalife Distrubutor
  • 10h00 Hoofpraatjie deur Ramon Thomas
  • 10h50 Tee-Pouse (10 minute)
  • 11h00 “The Secret” rolprentvertoning
  • 12h00 Optrede deur “The Sweet Sounds”
  • 12h30 Slotrede

    Elkeen wat die geleentheid bywoon, sal ook die volgende ontvang:

    1. DVD wat die volgende sprekers bevat: Dr John Demartini, skrywer van How To Make One Hell of a Profit and Still Get to Heaven

    Die volgende besighede gaan hulle produkte ten toon stel:

    RSVP – SMS u vole name aan: 073 011 8749 (Yusuf Moses).